Get the Patch mobile app
Download our free app and access over 300,000 rental properties from your phone.
For a monthly subscription, we pay your security deposit so you don't have to.
We don't like jumping through hoops anymore than you do so we made a Patch Deposit super simple to set up.
Sign up
It takes less than 3 minutes to join Patch.
Get your pricing upfront
You'll know all the costs before you request your deposit.
Patch pays your deposit
Patch sends cash directly to your landlord or agent.
Applying doesn't affect your credit score.
We send your landlord or agent a traditional cash deposit. To your landlord, it's the same as if you'd sent the deposit yourself so there's no need for them to be signed up to Patch - everybody wins.
We always let you know exactly how much your Patch Deposit will cost before you request your deposit. We charge a monthly subscription payment based on your deposit size. You can pay your Patch Deposit back at any time without incurring any extra costs.
Patch may be paying your upfront deposit, but it's on you to pay your rent on time and look after your home. So you'll be responsible for any damages or deductions from the deposit. No nasty surprises for your landlord, and none for you.
Create a free Patch account today and we'll let you know as soon as Patch Deposit launches.
Rent Tracking is a new way of boosting your credit score. We track your rent payments to your landlord or agent. If you pay on time, we report this to the credit reference agency Experian and they add this information to your credit report...
Our Rent Tracking service is free to use.
It's very easy.
Your credit score improves each time a new, positive record is added to your credit report such as making a payment on time. Your rent is a now qualifying payment.
You'll start receiving the benefit of Rent Tracking as soon as you sign up. You won't actually be able to view the information in your Experian credit report until around three months after signing up...
Not a problem. It's easy to continue Rent Tracking. Log into your Patch account after you make your last rent payment to your old property and let us know about your new place...
Patch will pay the security deposit on your new home, or send your current deposit back to you, in return for a small monthly subscription.
Yes. We send your landlord or agent a traditional cash deposit. To your landlord, it's the same as if you'd sent the deposit yourself so there's no need to tell your landlord or agent that you're using Patch.
It's simple...
No worries. Your deposit can be preapproved for up to 30 days.
To apply for a Patch Deposit you need to be a UK resident employed with a regular income, hold a UK bank account and be 21 years old or over...
We charge a monthly subscription payment based on your deposit size and overall credit profile...
Yes. If you've got savings locked up in an existing deposit and need them back for an unexpected expense Patch can help.
Because we send a cash deposit directly to your landlord or agent, Patch works with any deposit, on any property, anywhere in the UK.
We can unlock any deposit from £300 to £4,000. The maximum we can offer you within this range depends on your personal details.
We charge a monthly subscription payment based on your deposit size and overall credit profile...
Yes. As long as you pay your individual share of the deposit directly to your landlord or agent, you can apply for a Patch Deposit.
Your Patch Deposit remains valid for 12 months or until your tenancy ends, if earlier...
It takes less than three minutes to apply
Applying won't affect your credit score
Get an immediate decision whether or not you qualify
Patch can transfer your deposit today
Welcome to modern renting.
Download our free app and access over 300,000 rental properties from your phone.