Rental Passport

Your free Digital Rental History

A Patch Rent Passport can replace traditional referencing and speed up your property search process. It's safer, quicker, and completely free for everyone.


You're always in control

With Patch you decide who sees your data and when. Sharing it upfront with a landlord or agent may make it more likely you'll land your perfect property.

You can share a full or limited view of your Rent Passport. It's up to you.

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Agents can access your Rent Passport instead of asking for a traditional reference

Gone are the days of emailing your bank statement or waiting for your agent to phone your employer.

We'll notify you when an agent requests access to your Rent Passport. You choose what to share.

Friends in official places

Patch has been built in consultation with the government-backed deposit schemes to build the best renting experience for tenants, agents, and landlords.

Frequently Asked Questions

What is Rent Tracking?

Rent Tracking is a new way of boosting your credit score. We track your rent payments to your landlord or agent. If you pay on time, we report this to the credit reference agency Experian and they add this information to your credit report...

How much does Rent Tracking cost?

Our Rent Tracking service is free to use.

How does Rent Tracking work?

It's very easy.

  • Sign up to Patch
  • Connect your bank account
  • Pay your rent
  • Patch reports your rent payments to Experian
  • Your credit score increases

How does Rent Tracking improve my credit score?

Your credit score improves each time a new, positive record is added to your credit report such as making a payment on time. Your rent is a now qualifying payment.

How do I see what you've tracked?

You'll start receiving the benefit of Rent Tracking as soon as you sign up. You won't actually be able to view the information in your Experian credit report until around three months after signing up...

What if I change property?

Not a problem. It's easy to continue Rent Tracking. Log into your Patch account after you make your last rent payment to your old property and let us know about your new place...

What is a Patch Deposit?

Patch will pay the security deposit on your new home, or send your current deposit back to you, in return for a small monthly subscription.

Will my landlord or agent accept a Patch Deposit?

Yes. We send your landlord or agent a traditional cash deposit. To your landlord, it's the same as if you'd sent the deposit yourself so there's no need to tell your landlord or agent that you're using Patch.

How does a Patch Deposit work?

It's simple...

  • Create a free Patch account
  • We let you know upfront exactly how much your monthly subscription will be
  • You tell us when and where to pay your deposit
  • We send your deposit, in cash, directly to your landlord or agent

What if I haven't found my new place yet?

No worries. Your deposit can be preapproved for up to 30 days.

What do I need to do to be eligible for a Patch Deposit?

To apply for a Patch Deposit you need to be a UK resident employed with a regular income, hold a UK bank account and be 21 years old or over...

What does a Patch Deposit cost?

We charge a monthly subscription payment based on your deposit size and overall credit profile...

Can I use Patch if I've already sent my deposit to my landlord?

Yes. If you've got savings locked up in an existing deposit and need them back for an unexpected expense Patch can help.

Will Patch work with my property?

Because we send a cash deposit directly to your landlord or agent, Patch works with any deposit, on any property, anywhere in the UK.

What's the maximum amount I can unlock?

We can unlock any deposit from £300 to £4,000. The maximum we can offer you within this range depends on your personal details.

What does a Patch Deposit cost?

We charge a monthly subscription payment based on your deposit size and overall credit profile...

I've got housemates. Can I still get a Patch Deposit?

Yes. As long as you pay your individual share of the deposit directly to your landlord or agent, you can apply for a Patch Deposit.

How long is a Patch Deposit for?

Your Patch Deposit remains valid for 12 months or until your tenancy ends, if earlier...

Join more than 100,000 renters already using Patch

Join Patch
  • Share with any landlord or agent

  • Get an edge over other applicants

  • You control who sees your data

  • Speed up the letting process

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